Headquartered in  South Florida, 123 Lump Sum is a specialty finance company that applies institutional financing, underwriting and legal expertise to purchase future cash flows (structured settlements and insurance annuities).

As one of the leading purchasers of structured settlements, we’re making it easier for people like you, who want to make positive changes in their lives, get cash now. Why? Because everyone’s got a reason! By applying legal expertise, underwriting and institutional financing we are able to make your financial dreams come true!

Watch Our Latest Commercial

Interested in seeing what we do? Check out our latest commercial.