Pre-settlement funding is not considered a loan.  The money received during pre-settlement is looked upon as an advance on the potential winnings of the case.  In the event that you lose your case, the advance is excused and you are not obligated to repay the money.

If you do win your case, any money we provide you as pre-settlement funding is required to be paid back to us and it will be taken against the proceeds from your case.

Since pre-settlement funding is not a loan, there are no application fees involved in starting the process.

123 Lump Sum will also not charge you any upfront fees or require you to make monthly payments.  If you win your case, the repayment requirements are easy to understand and are made clear prior to funding.

The amount of money you can receive as part of pre-settlement funding is determined on a case-by-case basis.  Some of the factors involved in this decision are based on the case itself, any injuries involved, and the value of your case.

123 Lump Sum will set a minimum and maximum allowed for this type of funding and the amount will be based on your specific needs.  We will work with your attorney to review your living expenses as well as any medical bills or loss of wages in order to determine a fair amount.